Cancer cells ethos and Anti Social Personality Disorder sufferers share the same mindset, and how consequent mental stress is a cancer growth pathway.

 Cancer cells ethos and Anti Social Personality Disorder sufferers share the same mindset, and how consequent mental stress is a cancer growth pathway.

https://forums.hardwarezone.com.sg/threads/how-to-reduce-chance-of-cancer.6920368/

[QUOTE="goodjolly, post: 148248952, member: 790288"]

how? share tips

[/QUOTE]

They say the mindset is everything.

If u super impose the mindset, ethos etc of a person ('me first' Vs 'others(community) first'), u will see stark similarities between the ethos of cancer cells and an individual with a cancerous attitude towards others.

There is no dispute that the attitude of cancer cells is a narcissistic plus antisocial/ psychopathic/ criminal personality type. All normal cells all auto self destruct reaching a certain age or when they self detect senescence reaching a certain threshold - turnover highest in intestinal lining cells, least in brain and myocardial cells which reproduce super infrequently (red blood cells even first self destruct their nucleus upon joining the workforce, so their brain dead (zero self reproducing capacity) bodies will selflessly serve till they are culled by the spleen at 3 months (old age).

But cancer cells are a both separatist and terrorist/ pirate organisation unto themselves. They have not just switched off their natural senescence self destruct mechanism, they even developed  biological vascular growth signals capabilities to deceive blood vessels to prioritize their locational access to nutrients and blood; all this whilst spewing toxins and depriving normal cells of nutrients- the typical psychopath personality or ugly Singaporean to say least- so destructive is the cancer agenda (mindset)  at advanced stage that the host eventually dies as both cancer nutrient consumption and toxin production soon overwhelms the host ability to provide/handle.

The apples don't fall far from the apple tree trunk.

Even if there isn't proof that individual cells actually have a fully functioning brain, capable of influence by the host persons mindset and thus the influence of cancerous, antisocial cellular behaviour, it isn't untrue to say that stress levels from the consequences of antisocial,  environmentally unfriendly behaviours of the hist person have a high correlation with general immune function fitness.

So certainly, for those who are nasty to society/ nature (Anti Social Personality Disorder (ASPD) in the broadest of terms), I e. pollute the environment etc, they are at the soonest, held to account as scoundrels/ criminals by both individuals and government, to much self embarrassment and distress. (Diabetes from an inactive lifestyle and processed food choices is an additional chemical suppressor of the immune system and makes the blood vessels inflamed (thus the kidney failure, strokes and leg amputations). All these physiologically unhealthy states of stress, poor sleep, diabetes, blood pressure etc, all serve to create confusion and chaos for the immune system and as a result, it cannot serve its essential safety net function of assisting damaged or senesance cells to self destruct, dight cancer cell growth etc. As a result as I understand, stress, though difficult to measure as objectively as blood glucose levels for instance, is just as much, if not possibly a greater (depending on case) risk factor towards the development of cancer in the host person.

A case example:

I personally don't know the late SAF captain Tan Baoshu (31 yrs), discharged from prosecution (without acquittal) under Section 304A(a) of the Penal Code due to terminal cancer, for causing death of his subordinate (Dave Lee) in an inhuman manner which made him a black sheep and probably thrown under the bus wrt army career, but I can imagine the immense stress from all the public condemnation (both officer and SAF were publicly condemned for trying to cover their offences up),  after his comrades risked their own freedom under military secrecy laws to publicly speak up. I think the immense stress of criminal investigations and financial consequences,  probably caused the promising young career SAF officer to develop stage 4 brain cancer, which caused his own demise, just under 3 years, from after the victim died under his (inhuman) military orders. I suspect that this is the consequence of immense mental stress from both regret and military plus criminal prosecution and suggest that cancer development is indeed closely correlated to stress- especially that  arising from guilt, distress and regret.

[URL]https://www.straitstimes.com/singapore/saf-officer-charged-over-nsf-dave-lees-death-has-stage-4-cancer-gets-discharge-not[/URL]

Increasing GST shows how wicked and incompetent the PAP is.

 Increasing GST shows how wicked and incompetent the PAP is.

The following essay will advise and explain about much better options for government revenue than the regressive and administratively cumbersome GST increase. 

It is formatted into 5 sections:  Background/ Observations,  General Impression, Recommendations, Conclusion and post script; (U can just read the last sections if u don't have the time).

Background/ Observations: 

1) It is known that the wealth divide (more so than just the Gini coefficient) is frighteningly wide in Singapore now and strategies for wealth taxation are needed to reduce the gulf now: https://www.channelnewsasia.com/singapore/singapore-studying-wealth-tax-relook-fiscal-strategies-lawrence-wong-2246646

2) GST is a form of regressive taxation, “taking a larger percentage of income from low-income earners than from high-income earners”  https://www.investopedia.com/terms/r/regressivetax.asp

3) In the The Singapore Bicentennial Conference, Professor Tommy Koh showed how self-serving and wicked the American Business model which Singapore emulates is, as compared to Singapore employers historically, where profit sharing was the norm traditionally  https://youtu.be/CFgRJA64S6A?t=4896 drawn to its logical conclusion of copying wholesale American business models, Singapore is likely to disintegrate into a state of extreme political polarization and civil war, just as the American society is entering into now (or despotic governance of DPRK central control type).

4) Limited liability companies need to be properly taxed and regulated, to ensure that they work for societal good ('Legal scholars and others, such as Joel Bakan, have observed that a business corporation created as a "legal person" has a psychopathic personality because it is required to elevate its own interests above those of others even when this inflicts major risks and grave harms on the public or on other third-parties'). https://en.wikipedia.org/wiki/Corporation

5) The income (wage share) of workers in Singapore is one of the lowest in high income countries. This is because most of the income is accrued to capital, i.e. share holders with workers only earning 42.5% of GDP (2001-2007) and ranking last in the list of high income countries shown. “Singapore is the richest, if not, one of the richest countries in the world, by GDP per capita. Yet, it performs so dismally in sharing the wealth that its people had helped it built with the people. ” https://thehearttruths.wordpress.com/2013/09/23/singapore-has-the-lowest-wage-share-among-high-income-countries/

6) The tax contribution of corporates is oddly low when it should be much higher, since in theory, a corporation with zero profits is much more alive than one declaring losses, but an average worker with a pay cut (increased tax burden) is likely to experience a fall in lifestyle or even hunger or postponement of retirement depending on his expendable income.  Whilst the income tax revenue  FY2021/22: ratio of personal($14.2B):corp($18.2B) is roughly  in the same ration as the 2007 wage share of 42.5%  [14.2/(14.2+18.2)]=43.82% , the ratio would be unequal if the figure for wage share in 2022 was less. However, the elephant in the room is the property tax rate and collection amounts. It is absurd for corporate property tax to be only a flat 10% rate when residential property tax is up to 32-36% (FY2024- depending on owner occupation status or not). https://www.industrialguru.sg/financial/property-tax-rates-for-industrial-and-commercial-properties/

Even the difference between corporate and personal income tax rates is less stark, being a flat 17% for corporate tax and up to 22% for the highest personal income tax tier. 

General Impression:

In order for society to remain cohesive and avoid polarization if the multiracial USA population is anything to go by, Singapore is on the road towards more social unrest and polarization as exemplified by the USA electorate and its obsolete and skewed presidential electoral college system, which our GRC system somewhat resembles (first past the post, grouping of districts etc), which is as elitist/racist as it is susceptible to gerrymandering, such that we might well sleep walk into a state of sociology-political turmoil the likes of the USA with talk of civil war within a decade https://www.theguardian.com/us-news/2022/aug/29/us-civil-war-fears-poll 

The total property tax in FY2021/22 was $4.7B, assuming that 50% was from commercial property taxes, this is indeed a pitiful amount and ought to be doubled, since for all intents and purposes, these properties do generate high income (corporate property rentals are often higher then residential property costs etc and corporates are owned by wealthy shareholders who should contribute their fair share of taxes).

Recommendations:

The fact that corporates paid $18.2B in taxes @17% rate indicates that (assuming no tax discounts and no dishonest reporting of profits) means in excess of $107.1B in declared corporate profits in FY2021/22. Commercial property taxes should at least double in future to ensure that all land is optimally used. This should add at least another $2.35B in tax revenue, sufficient to cover for a 1.5% increase in GST tax rate.

An additional freehold property tax of roughly 20%AV for ALL freehold properties (both commercial and residential) should definitely uplift the total new property tax collected by an amount sufficient to eradicate the need to increase GST by 2% altogether (approx S$3B p.a.).

Conclusion:

In conclusion, it is false and untrue that GST is the best and only option that the PAP government has to increase government revenue to cover for increase healthcare costs inflation moving forwards. An increase in commercial property tax as well as a new standardized freehold surcharge levy charged on any property whose remaining lease is in excess of 103 years will provide adequate revenue to eradicate the need to increase GST by 3% altogether.

Post script:

To serve religion and the poor, there shall be a commercial tax waiver option (as is currently available to religious institutions) for such social enterprises and non-profits such as a cap on profits, cap on CEO remuneration which is not more than 3x the median hourly salary of  full time staff or commercial property tax refund for charity programs, which must form a minimum % of all services rendered and accounts made publicly transparent etc etc.

Tax the land- to solve America’s housing crisis

 Tax the land- to solve America’s housing crisis

"America’s housing crisis is about the nation’s perennial failure to build enough homes. As of last year, Freddie Mac estimated that the country needs an additional 3.8 million homes to meet demand" https://www.vox.com/policy-and-politics/22951092/land-tax-housing-crisis

My response:

There can be progressive taxation built in, based on the property annual rental value, on overall land owners, so for leaseholds of 99yrs or less, the leasehold property owners pay 66% of property tax portion with landowners topping up to 100% to pay to government tax collectors.

So it's like first USD5000 in taxable value is zero rated, next USD5000 tier at 1%, next USD5000 at 2% until it hits a max of say 80% when the property value is at the highest, i.e. approx $400,000 annual rental value and above.

So roughly, the residential property tax of a piece of land, upon which equivalent residents upon which could be built up,  costing estimate $50k p.a. to rent will be approx $2500 p.a., worth $100k annual rental attracts a tax of approx $10k property tax, worth $400K annual rental will have to pay $160K in property tax, worth $2M annual value (annually to rent) will pay property tax of $160k + $1.6M*80%=$1.44M in annual property tax.

Other forms of land will be taxed at different rates based on permitted use zone classifications, e.g. commercial, farm, mining, industrial  etc etc with a possible discount if the land is vacant, subject to the shortage in supply of houses society needs, so as to optimise the use of land and prevent hording or freeloading by hoarders of land.

Ref:

https://www.vox.com/policy-and-politics/22951092/land-tax-housing-crisis

Singapore is indeed a 3rd world country...

 Singapore is indeed a 3rd world country, someone please tell me I'm wrong.

References :

https://www.channelnewsasia.com/singapore/red-swastika-bentley-driver-security-guard-morning-traffic-jam-2430781

https://www.treehugger.com/netherlands-kids-take-bicycle-bus-school-4857337

https://www.straitstimes.com/singapore/slight-increase-in-diabetes-prevalence-despite-5-year-war-against-disease

Floods in Singapore are karma for a land where the rich live at the expense of the poor.

 Floods in Singapore are karma for a land where the rich live at the expense of the poor.

All these intense localised flooding is karma that Singaporeans deserve and is warning of future environmental disaster. https://youtu.be/lZem5-99Yfw 

Singaporeans are small minded, impatient, mean and entitled people who e.g. treat cyclist badly, call them names like "didn't pay road tax", "poor people"; "stupid because so hot, how to cycle", "whole road is mine because I reserved it with my certificate of entitlement (COE) purchase", "it's the fault of bicycle food delivery riders for being poor (so they are disrespected on both road and foot paths)", "cycle because trying to commit suicide", "troublemakers", "nuisance", "Singapore should ban bicycle use altogether".

Actually, there is logic for more people to cycle around and it's mainly to promote health and a green environment.

And motorist are the most small minded, selfish and entitled people cos the wide expressways which they demand are both and environmental disaster and promote wealth inequality too.

At the expense of increasing ambient temperature significantly because black road surfaces emit significant heat in the afternoon sun, the rich have demanded a greater road network so they can move around fast. They don't care about the ambient temperature because they have white collar jobs and everywhere they travel to is air con. But both the environment and the poor suffer.

These both expansive and expensive road networks also inadvertently create floods since due to width, the entire surface is exposed and serves as a giant funnel which frequently overloads the drainage system and thus low lying areas frequently flood. These nasty rich people then expect everyone to pay for expensive underground water detention tanks https://www.straitstimes.com/singapore/new-water-detention-tank-by-2025-to-prevent-flooding-in-jalan-besar although it is actually their selfish attitudes that caused this flooding to happen in the first place.

If the government had been more insightful and compassionate towards poor people, they would have built up the road network to include 50% of road space as bicycle lanes, Criss crossing green areas and the expressways either above or under the ground so that the land surface is 100% covered by green forest, which still allows significant area of bicycle track and foot paths, since these are more narrow pathways which don't impede any greenery growth. Since all these ground areas are also planted with forest and trees, the weather would be much cooler and more conducive for cycling around.

The MRT system can be expanded so that those who travel far or lazy to cycle can travel anywhere or when the rain is continuous making it difficult to cycle.

Car COE and taxes should be increased to at least 4 times the price now to significantly reduce the number of private cars and reckless PHV drivers so that private car travel attracts premium prices in proportion to the environmental damage and massive dis-amenities which inefficient private car transport causes in a compact town environment like Singapore now.

Instead of underground flood water detention tanks, vehicle expressways should be built underground instead so the black surfaces are not massive heat radiators in the midday sun, nor funnels to attract rain water. 

The land should be egalitarian and inclusive to all people and the rich should not live at the expense of the poor.

If Singapore cannot be a model city of happy people, but a concrete jungle where slavery is practised, rich people rob the poor daily, flood water detention tanks rule the underground and unconnected pedestrian road crossings and the minority notional unsheltered bicycle highway occupies the space above ground (to satisfy UN climate change prevention goals), and rich people's housing areas are festooned with air conditioner units, then I think PAP leaders are just another failed banana republic of junta leaders and the future of this world is indeed done for.

Prime areas HDB sales in the Banana Republic of Singapore now.

Prime areas HDB sales in the Banana Republic of Singapore now.

Prime location HDB should have more electric PMD/ PMA park and charging points than there are electric car charging points built.

This is because the ever wayang-ing PAP, which is hell bent about having Prime areas HDB housing, so as to deceitfully adorn immigration pamphlets about the typical citizen lifestyle (in achieving the 10M population goal), and perhaps so that the rich can exploit the poor more (rich people need masses of poor people to quickly do food deliveries so they can have cheap breakfast in bed, no?).

So create complicated Prime HDB sales/ rentals procedure, just to invent more unnecessary problems for overpaid PAP cronies to solve, and thus more boondoggle jobs for Singaporeans to make money (perhaps from corrupt means too), then need to have more supervisors to inspect the ordinary supervisors as well.

HWZ calls PMD/A users low SES people: https://forums.hardwarezone.com.sg/threads/low-ses-activity-uncle-parked-his-pmd-along-common-corridor-neighbour-complains-fire-hazard.6636953/

YouTube of the quarrel: https://youtu.be/JeqwufjOOh4

Indeed, the PMD is a staple and necessity in HDB neighborhoods for food delivery work.

PAP indeed seems all obsessed with the pomp and ceremony of having public rental units in Prime Waterfront locations (maybe to house both their enemies and friends in different columns: enemies to be pacified with prime location housing, cronies for their loyalty to PAP rule?). Or as advertorial material for distribution worldwide to deceive citizenship recruits that this were the typical public housing in Singapore now?

Yet PAP will not sell the land at market price and will not impose inheritance taxes to increase government revenue, because PAP can run roughshod against citizen wishes and couldn't care less about the equitable distribution of wealth here.

And also create separate new programs unique to each ministry without coordination with others, inventing many new Potemkin and boondoggle jobs just to keep unemployment low, by solving old problems with bigger problems which seek new solutions through bigger problems created.

Meanwhile, those living in non-prime locations are hardest hit by public transportation fare increases which happen each year.

Singaporeans and new immigrants are so easily fooled. Just a few photos of HDB or rentals in prime locations is sufficient to fool them into thinking that prime location living is available to all; (in next life perhaps).

Singapore is just like China in the Mao Zedong era and N Korea, where the city areas are carefully manicured and developed for propaganda purposes, off the backs and at the expense of those in rural areas who have to suffer high public transportation prices, medishield-life insurance premiums, unreasonably high GST rates whilst most of the subsidies, funding and investment goes to the areas of political cronies (living as neighbors to the ruling politicians) living inside the city centre: so as to mislead others that life/ the development in Singapore is good (yes only if u have sold your soul to the political rulers in power and accept the role as a permanent political video/photo model to entertain the press and foreign dignitaries visits).

We do indeed have a banana republic government in Singapore now. No party can maintain a monopoly rule over a banana republic for long, before the society is convulsed by turmoil.

The authoritarian government and over paid appointed mayors could thus well take note to provide ample PMD/A parking and charging, so that PMD battery explosions do not happen indoors, so that their new propaganda prime HDB concept used to bait foreigners to accept Singapore citizenship doesn't become a tragic grave yard or crematorium when the whole building caches fire or due to the density of such devices deployed, many tragic deaths occur as a consequence of an electrical fire instead.

Reference: https://www.businesstimes.com.sg/government-economy/hdb-flats-in-prime-locations-new-public-housing-model-to-be-unveiled-soon

Is PAP government in cahoots with rich developers to freeload for own benifit and enjoyment?

 

Is PAP government in cahoots with rich developers to freeload for own benifit and enjoyment?

How is it possible (/allowed) for these developers to retain the freehold land titles and yet sell the property as lease hold to buyers in this most egregious example of greed by land owners? Why was the PAP government then so obsequious to the USA government in 1991 when they set the precedence, do USA property laws and practises henceforth also apply in Singapore too?

How is it that these private developers (not least the US government) can do as they please on Singapore soil and take full advantage of the loophole that capital gains and wealth attracts zero taxes in Singapore now?

So the wealthy are allowed to exploit this glaring loophole and freeload on expensive to run organs of state like police, judiciary, legislature, civil service, army and even  protection from Singapore's $100billion climate change flood mitigation plans etc for totally free, without even paying one cent on their capital gains?

Isn't it high time for the Singapore government to either withdraw all freehold titles (force conversion to lease hold titles) just like PAP post independence confiscated land (vacant/farm etc) to build factories and HDB flats (which they then sold at construction costs only) or else have a additional freehold property tax category, priced at 100% property tax surcharge (annual valuation based) but discounted to the 10year government bond yield rate.

E.g. to extend the FH status of a property annually in a year where 30Y government bond yields 3% , the owner of AV $60K property pays additional $3216 p.a. ($60k/1.03^99) to keep the freehold title (or else it would be immediately converted to lease hold 99 years after payment has lapsed for 1 year).

PAP government today really needs to study how these developers and tycoons can appropriate FH land value for their own selfish enjoyment whilst poor people have to face increased food prices due to climate change (due to irresponsible business practises if corporates) and also increase in regressive GST taxes.

PAP should stop being so obsequious toward rich people, even though many politicians may seek jobs in these corporates as a golden parachute when they find legislative/ public service work too stressful. Being a politician should be about serving the people, not about bootlicking the rich landlords and using parliament positions as a stepping stone towards highly paid directorship positions in these selfish and greedy property developer corporations -with massive FH land banks secretly increasing in capital value at the expense of tax payers/ the poor.

Rent seeking is really getting out of control in Singapore now.
=================
[img]https://i.imgur.com/zDOLfuS.jpg[/img]

"In 2009, real estate developer Far East Organisation made the rare move of selling the 408-unit Shore Residences on a 103-year lease. It acquired the site in the East Coast area from the collective sale of the former Rose Garden, a freehold development.

Thereafter, it started selling other leasehold properties carved out of the freehold sites it owns — such as the 119-unit Cabana at Yio Chu Kang in 2009, the 231-unit The Scotts Tower in the Orchard Road area in 2010, and the 62-unit Greenwood Mews in Bukit Timah in 2011."
Read more at https://www.todayonline.com/singapore/residents-leasehold-properties-sitting-freehold-land-face-extra-poser-seeking-collective

=========
PS: since there are approximately 3000 such FH sold as LH units, given the average AV of a condo as $22,200AV, and the current 30year government bond as yielding 1.872% p.a., property developer landlords should be paying approximately a total of $10.6M on this FH land title asset p.a..

Did SIA/ Temasek Holdings mislead investors by using fake accounting methods?

 Is Temasek Holdings behind the SIA 'conspiracy' to mislead creditors and investors, by deceptively inflating the BVPS (EPS) by 44%?

Temasek is significant majority shareholder of SIA stocks. Temasek also didn't say anything when SIA board misappropriated in it BVPS accounting, the almost $3.5B of MCB funding (treating it as basically a free cash with no strings attached), just so they could deceptively and misleadingly inflate the SIA share price through misleadingly inflated BVPS calculations?

$3.5B worth of Mandatory Convertible Bonds (MCB) were issued in 5th June 2020, as part of SIA $8.8B fundraising exercise (rights shares contributed other $5.3B). https://financialhorse.com/sias-rights-i...nvestment/

Temasek, as majority shareholder, appoints the board which then employs the management to run the company and report accounts.

SIA however, has a very perverse way of inflating it's Book value per share (BVPS) (aka equity per share (EPS)/ nett asset value (NAV)) by 44%, by rather misleading and deceptive accounting methods.

Whilst SIA has correctly taken the conservative and self benificial default stance of treatment of MCB as equity (since in the event that the company is unable to pay the lump-sum compounded interest at designated redemption points within 10years, the default outcome is for almost $2.68 (par value at inception) worth of MCB to convert to 1 SIA ordinary share) without further financial liability; it remains misleading and dishonest for SIA to omit the default eventuality of MCB being converted to shares, given that the accounts were presented upon this premise right from the start. To suddenly, midway omit/ contradict this premise is a dishonest sleight of hand by all accounts.

Since SIA has chosen to present it's accounts in the self beneficial, default premise of MCB being treated as equity (i.e
not debt) and ultimately repaid in shares (to allow the $3.5B to be accounted for as an asset (equity) and not a liability (debt), then consistent with this accounting treatment of MCB that SIA benifits from, SIA needs to divide the total SIA equity of $15,251.5B (at 30.6.2020) by the total number of 2.963B ordinary SIA shares, plus the 1.305B MCB conversion shares (total 4.267B shares), in so far that SIA has not successfully yet earmarked an equivalent repayment fund of sufficient value, for the purposes of MCB+interest redemption at the material time point.

This is as dishonest as it is an inconsistent way of cherry picking values and creating false figures, similar to how Hyflux creatively inflated it's asset values to deceive both creditors and investors into believing it's inflated equity values.

I hope that SIA doesn't resort to such dishonest accounting methods and that this inflated BVPS, which by default ought to be $3.574/share, until and unless SIA has set aside funds in excess of $3.5B + interest, for the redemption of MCB to give creditors and investors an honest picture of the finances of SIA and not be deceived into a false sense of security due to creative (dishonest/disingenuous) accounting methods of the SIA board.

And Temasek Holdings shouldn't resort/ allow to this kind of lowly/ cheap ruse to obtain cheap loans or worse liquidate shares at an elevated price point, vz false/ misleading accounts used if that was indeed the intention behind the irresponsible and misleading accounting treatment of MCB funds.

ST Forum: Decouple private healthcare from MediShield Life

 ST Forum: Decouple private healthcare from MediShield Life

Healthcare workers attending to a patient arriving at Ng Teng Fong General Hospital on Apr 21, 2020.

Healthcare workers attending to a patient arriving at Ng Teng Fong General Hospital on Apr 21, 2020.ST PHOTO: KEVIN LIM
PUBLISHED OCT 17, 2020, 5:00 AM SGT
In the ongoing conversation about the proposed MediShield Life revamp and expected increase in premiums, thus far the argument justifying the hefty increases has either been the rise in claim limits or ever ballooning healthcare costs.
Today, the structure of the system has resulted in higher premiums for people seeking treatment in public hospitals because claims for private hospitalisation have increased significantly.
Why does an increase in private hospitalisation claims translate to higher premiums for people who go the public hospital route? Does it not sound unfair?
Perhaps it is time to redesign the scheme to more equitably reflect a fairer burden on those who go for public hospitalisation only.
Maybe private hospitalisation insurance should be separated from MediShield Life.
Also, if costs keep going up, economic logic then suggests that either demand be reduced or supply increased.
If there is too high a demand, then the Ministry of Health (MOH) should be looking into the reasons for it and if they can be addressed.
For instance, if private hospital costs have gone up because of higher demand from an ageing population, then maybe there is a real demand for more private hospitals.
Simply relying on the old argument that premiums have to go up due to inevitable cost increases is not enough.
Besides, it was reported that MOH will review claim limits more regularly, around every three years instead of the current five years (MediShield Life coverage set to widen next year, Sept 30), so does that mean a premium increase every three years?
The Government needs to think out of the box.
Chang Wei Meng
https://www.straitstimes.com/opinion/for...hield-life

>90% SIA shareholders who didn't subscribe to MCB have lost a great deal.

>90% SIA shareholders who didn't subscribe to MCB have lost a great deal.

Correct price of SIA MCB now should be 10% less than equivalent SIA share price (conversion factor of 2.68 bonds to 1 SIA share) and vice versa.

That is why, based on the 6% compound interest and $4.84 conversion price (may be even lower with anti-dilution clause), the effective price of an SIA share in 10 years time, from the MCB pathway is $2.68 now.

Singaporeans are as addicted to SIA shares as they are to bubble tea.

Singaporeans are as addicted to SIA shares as they are to bubble tea.

Discarded(hwz) said:https://forums.hardwarezone.com.sg/stock...t127565537

LOL. American airlines were up 40% and the rest about 10%. Was expecting SIA to pop today but its down.

I really don't understand the market.

Singaporeans are as addicted to SIA shares as they are to bubble tea.

Hi Discarded,

America is a lawless place and some crazy people do what they want.

Nparks officers should avoid behaving like lawless vigilantes when imposing covid-19 rules and regulations .

Nparks officers should avoid behaving like lawless vigilantes when imposing covid-19 rules and regulations .

https://www.gov.sg/article/what-you-can-and-cannot-do-during-the-circuit-breaker-period

Those who advocate closure of parks, banning of exercise are shortsighted people, who have missed the forest for the trees.

Those who advocate closure of parks, banning of exercise are shortsighted people, who have missed the forest for the trees.

All medical evidence shows that those with sedentary lifestyle (and smoking) related chronic medical conditions like diabetes, hypertension, obesity, high cholesterol, heart and kidney problems, stroke/ dementia, cancer, are at the highest risk of severe complications/ mortality from COVID-19 infections which would use up precious ICU / ventilator beds.

GRC is an INSIDIOUS system of elections which has done Singapore irreversible harm.

GRC is an INSIDIOUS system of elections which has done Singapore irreversible harm.

It has short changed (betrayed) its minority race parliamentary representation by almost 25%

It has allowed top politicians to decrease their accountability to citizens by 85%.

(Must be the diabolical creation of an evil maths genius in Singapore for his own tyrannical rule.)

Calculations as follows:
By law, each Group Representation Constituency (GRC) needs only one notional minority MP to contest general elections. In GE2020, there will now be 17 GRC and 14 SMC making a total of 93 MP seats in parliament (which are not NCMP or NMP seats) . https://www.straitstimes.com/multimedia/...html?shell

PAP Cabinet created GRC system to AVOID ACCOUNTABILITY to the citizens of Singapore?

PAP Cabinet created GRC system to AVOID ACCOUNTABILITY to the citizens of Singapore?

And we once thought that GRC was created to improve minority representation, this is furthest from the truth, since before GRC was implemented in 1988, NCMP was implemented in 1984 for the express purpose of 'ensuring opposition representation', so why wasn't NCMP system also implemented for minority racial representation?

Must be an evil maths genius inside PAP who created all this excesses , so that the PM and his cabinet could achieve almost totalitarian rule over Singapore.

Early elections is a betrayal of the trust of Singaporeans, very xia suay (low class, shameless)

Early elections is a betrayal of the trust of Singaporeans, very xia suay (low class, shameless)

It's like eating roadside Street hawker finger food where patrons must pay up before food preparation and collection.

Michelin restaurant is pay only if u are happy with the food and service delivered. Chef/ manager will immediately attend if u have complaint regarding the service or food.

Immoral NTUC is by no small measure, responsible for the panic buying of food.

Immoral NTUC is by no small measure, responsible for the panic buying of food.

Selfish and irresponsible wastage of food by NTUC one cause of COVID-19 panic buying amongst Singaporeans.

pict source: https://www.thestar.com.my/lifestyle/li ... s-the-head

Singapore : ERP rates are currently underpriced by 67%.

Singapore : ERP rates are currently underpriced by 67%.

 https://en.m.wikipedia.org/wiki/Electronic_Road_Pricing

PAP government neglegently omitted to consider that roads are a big cause of flooding because they are designed to quickly drain off surface water. This builds up into floods at low lying areas.

[Singapore]: Should internet (online) voting be allowed?

[Singapore]: Should internet (online) voting be allowed?

Probably, PAP will roll out internet voting vz Singpass or so for citizens based abroad or Singaporeans on quranteen /stay home notice (SHN) who are not allowed to leave home except for serious emergency (go to A&E for medical treatment etc) to cast their vote during general elections.

Sign to habituate people to IGNORE red lights is a very stupid LTA mistake.

Sign to habituate people to IGNORE red lights is a very stupid LTA mistake.

Left turn on red is very ridiculous and dangerous to pedestrian and cyclist pathway users.

How can motorist and cars be encouraged to shoot a red light? Who is the crazy person at LTA who mooted this idea? This person should indeed be sacked/fired or be sentenced to walking or cycling to work for the next 10 years.

The consequence of insufficient cycling paths in Singapore is that diabetes rates will be out of control with serious repercussions on economy,...

The consequence of insufficient cycling paths in Singapore is that diabetes rates will be out of control with serious repercussions on economy, transportation, quality of life in Singapore.

Diabetes rates are already very high in Singapore:
Singapore 'has 2nd-highest proportion of diabetics'
https://www.straitstimes.com/singapore/health/singapore-has-2nd-highest-proportion-of-diabetics

COE quota should remain stable, but ERP rates should increase 3 fold.

Geylang Prawn Seller(HWZ) said:https://forums.hardwarezone.com.sg/eat-d...t125274091
================


actually he got a point

coe is too expensive. erp and petrol is too cheap

tax the usage of cars on congested roads. why tax the car itself when some people use their cars more than other people

Re: "nonsense it's the number of COEs just halve it"

lazysundae(HWZ)  wrote:https://forums.hardwarezone.com.sg/eat- ... t125270782
====================

nonsense it's the number of COEs just halve it

Sent from YNWA at Anfield using GAGT

Re: "the bicycles would slow the buses down to cycling speed"

maipenrai (sgtalk)  wrote:My opinion is bicycles and buses don't mix. If the cyclists do not get run down by the buses, the bicycles would slow the buses down to cycling speed. I have witnessed this to be true even on weekends when the traffics are light.

Re: not only that, GST must be 20% to help the poor m

fatboi666(hwz)  wrote:https://forums.hardwarezone.com.sg/eat- ... t125269004

not only that, GST must be 20% to help the poor ma

LoveHurtsDeeply(HWZ)  wrote:yes, do that please... when logistic cost increase... expect your daily bread and butter commodities to go in relative as well... more people ditch cars better... lesser revenue for the govt, seek alternatives for tax to recoup...

ERP rates must double to achieve happiness, prosperity and progress for Singapore.

ERP rates must double to achieve happiness, prosperity and progress for Singapore.

(And parking rates too).

[Labour Justice] All foreigners should bid for standard work permit, COE style.

[Labour Justice] All foreigners should bid for standard work permit, COE style.

Only category available= 1 year work pass option, paid lump sum in advance before COE is issued.

For unused portion, will be refunded like 75% unused, refund 60%. 50% unused refund 40%, 25% unused refund 20%.

Daily work pass for visiting workers celebrity chef, licensed professionals requiring shorter employment periods or prior to successful bidding of annual COE employment pass will pay a daily rate double that of the PQP (last 3 months annual COE bidding result)

Glass Ceiling Salary level for Singaporean PMET workers may be as low as $1720/month ($2,208.33/monthly if company is honest).

Glass Ceiling Salary level for Singaporean PMET workers may be as low as $1720/month ($2,208.33/monthly if company is honest).

From this point onwards, there is zero financial incentive to hire Singaporean from a corporate balance sheet perspective. This glass ceiling threshold point, whereby any citizenship benifit of being Singaporean vanishes for the Singaporean employee.

COVID-19 outbreak all just storm in a teacup? Perhaps, possibly, maybe?

COVID-19 outbreak all just storm in a teacup? Perhaps, possibly, maybe?

[Parody]: What’s the point behind the question? (CCS face masks version).

[Parody]: What’s the point behind the question? (CCS face masks version).


Parliamentary exchange 2: Pritam and Chan Chun Sing
Later on, after other MPs had asked questions, Pritam rose again to speak.

“Sir, my original parliamentary question really if more face masks reduce Wuhan virus transmission. Minister Lawrence WONG and K Shanmugam says that healthy people shouldn't wear face asks.